Pam's Hot Bean Dip

Pam's Hot Bean Dip
1 can refried beans (fat free is my favorite)
1 small can of chopped chilies
1 small jar of roasted red peppers
1 pkg of taco seasoning
1 8oz pkg of Fat Free Cream Cheese-softned
Salt and Pepper to taste
1 can Black Beans-rinsed and drained
**Jalepeno's if you like-to taste***

Place refried beans, chilies, peppers, taco seasoning, cream cheese and salt and pepper to taste in a food processor. Pulse until everything is well incorporated. Add the black beans in. Pulse until just mixed in but not a puree. I like the texture. Place in a small casserole dish, bake at 350 degrees for about 30 minutes. Top with shredded cheese, black olives and scallions. Serve with chips, wheat thins or your favorite. ENJOY!!!!!!

**Another options
Add shredded chicken
Add Taco Seasoned Meat
Roll up in a tortillia and serve!!!!!!!!